Tag Archives: Tips

10 Money Making Tips – Everything You Needed to Know to Make Money in Todays Market


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Here are my weekly money savings tips:

1. Maintain a good credit score! It will save you thousands of dollars in the short and long term when you need to borrow money to buy a car or a home. Creditors will give you an interest rate and the loan amount based on your income and credit score.

2. Large sums of money should NEVER be left in a checking account or even a low-interest bank savings account. Rather, put the money into a high interest savings account (like an ING savings), money market fund, or other forms of short term high interest investments with a fixed return.

3. If you have an employer matching 401K plan, maximize your contributions, so that you double your money!

4. Set aside 10% of your paycheck towards some form of long term savings account, like a money market account, mutual fund, retirement plan, or 401K. As you pay amount increases, your contribution will also increase automatically. 10% will also ensure that you stay ahead of inflation.

5. One of the best investments you can make is to first pay off all your high credit card debts. Credit cards typically carry a high interest rate and by paying off these debts, you get one of the best returns available which also is tax-free.

6. If you are losing sleep over an investment, whether its a stock, mutual fund, or retirement plan, its not worth it! Your lack of sleep is probably a good indication that it may be too risky, too good to be true, or just not the right invesment for you.

7. If an investment is projecting returns that are just too good to be true, they probably are. Unless you are intimately involved in the investment or are an insider, an investment that sounds too good to be true is probably too ambitious, too risky or just a scam.

8. Before you invest in something, always do your own research. Consulting with others and getting a second opinion is good, but you need to investigate for yourself. The internet is typically the best source for lots of information but make sure you read enough or get relevant data.

9. Always negotiate for commissions or fees paid for financial or real estate advice. Don’t be misled by standard commissions and “non-negotiable fees”. It is your money and the experts work for you.

10. Can’t get out of debt? If you are having problems meeting your debt payments each month and feel like you are digging a deeper hole, go talk to your creditors and banks to find a solution to get out of the mess. Beware of debt consolidators as they could charge higher interests in the long term and get you even deeper into debt.

If you like any of these tips, have questions on some, or have some feedback, I would like to hear from you. Visit this article by clicking on http://www.financialresource.org/blog/10-money-saving-tips/ and Post your comments. Look for more money saving tips each week!

Happy Springtime and be Money Smart!


Movie Training & Film Making Tips – Volume 2


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In this installment of Film Making tips, I want to go over budgeting.

Like it or not, nothing in this world is free. Well, almost nothing. You can breathe the air for free but that’s about it. Point is, it costs money to make a movie.

Now, having said that, we live in some great times. Technology has made it so that we can make movies for under $200. Digital movie cameras today are very cheap and the software, even cheaper. In fact, some of the software you can get for free.

Point is, you don’t want to start making your movie without a budget. You need to sit down and figure out what you need and how much it’s going to cost. See, here is what’s going to happen if you don’t do this. What follows is a very simplified example but I am sure it will get the point across.

Let’s say you want to make your first movie and don’t give any consideration to budget or cost. You run out and buy the cheapest digital video camera that you can find and start shooting your movie. Great…now what?

Well, you later find out that because you bought a cheap camera, it doesn’t have certain features that allow easy downloading to PC. So you have to buy some kind of accessory to do this. You later find out that the movie format is only compatible with certain kinds of software that is VERY expensive.

Do you see where I am going with this?

By trying to take the cheap, quick, and easy way out, you can end up spending more money than you would have spent if you planned everything out in advance. That way, you would have gotten a video camera that is compatible with all kinds of software, even free software, and without the need for other accessories.

There is an old saying…haste makes waste.

It is especially true with making movies.


Tips for Seasonal Utah Wedding and Bridal Photography


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Weddings are a beautiful time. Most women consider weddings to be the most important moment of their lives. Just like with everything else, it’s important to have those moments captured. Utah Wedding Photography will make that happen. Of course, there’s a lot to consider when having a photographer at your wedding. With seasonal photography, there are a lot of elements to consider such as what time of the day, outdoors or indoors, and location. We’ll discuss these elements further.

Winter weddings are becoming more popular than you think. They seem to be more intimate and special. And with Utah Bridal Photography, it’s that possible! During the harsh winters, there are going to be delays. There could be a storm, the bridal party could be late, or something else could happen. Maybe the photographer might show up late! There are a lot of factors to consider. But factors aside, the bride and groom can decide whether they want to be photographed indoors or outdoors. It’s much easier to photograph indoors, but outdoors may appeal to some people.

If you’re going to have your wedding photos taken outside, you will have to consider the place and lighting. There might be some problems including glaring from the snow, weather conditions, and other elements that may impede the photos. You don’t want to be in too much of a sunny or shaded spot. This will alter the photos dramatically. A gazebo would be a great benefit to taking wedding photos, although it may cause shading. But don’t worry; the photographer will give you an idea of what the best location would be to take your photos.

Springtime wedding photos can be just as beautiful. Utah Wedding Photography has also found this to be an easier time to take your photos. There are not as many lighting and weather elements to consider. The sun is not as bright as it is in the winter and summer. Of course, there may be a day where it rains! It’s not just bad luck for the wedding, but for the wedding photography as well. The bridal party would hate having to stand out in the rain!

Just like with spring, the fall can be a great time to take pictures. Imagine your bridal photographs in the autumn with the leaves falling, the sun glistening, and the breeze blowing. Wouldn’t that be a beautiful photo, or what? It would even be more beautiful with Utah Bridal Photography. They will capture the essence of fall with the bridal party.

As stated before, it can be very tricky to photograph in the winter. A lot more elements can happen, even with the weather. The sun can sometimes be too bright to take bridal photos. This can be a big impediment, especially when the party wants to photograph outside. And why wouldn’t you? It’s the most beautiful time of the year. Summer weddings are a close second to winter weddings. You may consider having your wedding photos down in the morning, midday, or evening. Your photographer will also give you an idea of what’s the best location for your photos. Depending on where you live, there are freak elements in the summer such as thunderstorms, hurricanes, or other natural occurrences. It’s important for everyone to be safe during such extreme elements. The best case is to seek shelter, rather than worrying about your wedding photos!

Now you have a better idea of seasonal photography. This will help you in figuring out what time of the year you want to have your winter. Elements aside, do you still want it in the winter or summer? Or would you prefer having it in the spring and fall? These are safer bets. But it’s all up to you and what kind of wedding you want. Utah Wedding Photography will be sure to make that happen for you.

One last tip is to always listen to the photographer! After all, they are the experts. They understand how lighting, settings, and weather can affect a picture. So never try to argue with them. They are there to do their job and to capture your special moments. You wouldn’t want that to be ruined.

Seasonal photography can be challenging, but with a little knowledge it can be rewarding as well. And with Utah Bridal Photography, you will get a lot out of your wedding photos!