Tag Archives: Making

10 Money Making Tips – Everything You Needed to Know to Make Money in Todays Market


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Here are my weekly money savings tips:

1. Maintain a good credit score! It will save you thousands of dollars in the short and long term when you need to borrow money to buy a car or a home. Creditors will give you an interest rate and the loan amount based on your income and credit score.

2. Large sums of money should NEVER be left in a checking account or even a low-interest bank savings account. Rather, put the money into a high interest savings account (like an ING savings), money market fund, or other forms of short term high interest investments with a fixed return.

3. If you have an employer matching 401K plan, maximize your contributions, so that you double your money!

4. Set aside 10% of your paycheck towards some form of long term savings account, like a money market account, mutual fund, retirement plan, or 401K. As you pay amount increases, your contribution will also increase automatically. 10% will also ensure that you stay ahead of inflation.

5. One of the best investments you can make is to first pay off all your high credit card debts. Credit cards typically carry a high interest rate and by paying off these debts, you get one of the best returns available which also is tax-free.

6. If you are losing sleep over an investment, whether its a stock, mutual fund, or retirement plan, its not worth it! Your lack of sleep is probably a good indication that it may be too risky, too good to be true, or just not the right invesment for you.

7. If an investment is projecting returns that are just too good to be true, they probably are. Unless you are intimately involved in the investment or are an insider, an investment that sounds too good to be true is probably too ambitious, too risky or just a scam.

8. Before you invest in something, always do your own research. Consulting with others and getting a second opinion is good, but you need to investigate for yourself. The internet is typically the best source for lots of information but make sure you read enough or get relevant data.

9. Always negotiate for commissions or fees paid for financial or real estate advice. Don’t be misled by standard commissions and “non-negotiable fees”. It is your money and the experts work for you.

10. Can’t get out of debt? If you are having problems meeting your debt payments each month and feel like you are digging a deeper hole, go talk to your creditors and banks to find a solution to get out of the mess. Beware of debt consolidators as they could charge higher interests in the long term and get you even deeper into debt.

If you like any of these tips, have questions on some, or have some feedback, I would like to hear from you. Visit this article by clicking on http://www.financialresource.org/blog/10-money-saving-tips/ and Post your comments. Look for more money saving tips each week!

Happy Springtime and be Money Smart!


Movie Training & Film Making Tips – Volume 2


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In this installment of Film Making tips, I want to go over budgeting.

Like it or not, nothing in this world is free. Well, almost nothing. You can breathe the air for free but that’s about it. Point is, it costs money to make a movie.

Now, having said that, we live in some great times. Technology has made it so that we can make movies for under $200. Digital movie cameras today are very cheap and the software, even cheaper. In fact, some of the software you can get for free.

Point is, you don’t want to start making your movie without a budget. You need to sit down and figure out what you need and how much it’s going to cost. See, here is what’s going to happen if you don’t do this. What follows is a very simplified example but I am sure it will get the point across.

Let’s say you want to make your first movie and don’t give any consideration to budget or cost. You run out and buy the cheapest digital video camera that you can find and start shooting your movie. Great…now what?

Well, you later find out that because you bought a cheap camera, it doesn’t have certain features that allow easy downloading to PC. So you have to buy some kind of accessory to do this. You later find out that the movie format is only compatible with certain kinds of software that is VERY expensive.

Do you see where I am going with this?

By trying to take the cheap, quick, and easy way out, you can end up spending more money than you would have spent if you planned everything out in advance. That way, you would have gotten a video camera that is compatible with all kinds of software, even free software, and without the need for other accessories.

There is an old saying…haste makes waste.

It is especially true with making movies.


Movie Training & Film Making Tips – Volume 6


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In this installment of Film Making tips, I’m going to share some terms that I think you need to be familiar with if you’re going to make it in this industry.Apple – An apple box is a sturdy wooden box that is used for everything from keeping cables off the ground to giving an actor a heightened place to stand.Blackwrap – Black metal sheets similar in feel to very thick aluminum foil. Blackwrap can be placed on surfaces that will be hot (such as light housings) and will prevent light leaks.Bleach bypass – A technique during development of the film negative that creates a blacker, desaturated final image. Known under a variety of names including silver retention, skip-bleach, CCE, skip bleach, NEC, and ENR.CGI – Computer Graphic Imagery defines any type of computer-enhanced scene, but is most commonly used to describe 3D graphics footage.Cheat – Arranging objects in a frame so it enhances the composition of the shot, despite the fact that may not be in real life.Cribbing – Short lengths of 2 x 4 that are kept on the taco cart and used with wedges to level various things such as dolly track.Cutting – Process of editing a scene so that the various runs of footage fit together properly to tell a visual story.Dolly – A wheeled vehicle that holds the camera to allow for moving shots. There are numerous types of dollies from simple platforms (doorway dollies) to advanced motorized dollies with camera mount arms and hydraulic lifts.Eyeline – The direction an actor is looking in relation to the camera. Usually record in the script supervisor’s notes to make certain eye contact is maintained during reversal shots in a dialogue sequence.Insert – Small amount of footage such as a hand placing a wallet into a pocket that provides either additional information to the scene or exists as a cut-away from the main action.Martini shot – The last shot of the day.And we’ll make that the last term for this issue. In the next issue, we’ll take it from N to the end of the alphabet.